Credit assessment at the pace of business.
Avoid the stress of making rapid decisions about the financial security of a potential trading partner. Using Coface credit opinions allows you quick access to a company's creditworthiness. You may also need to demonstrate your own creditworthiness to suppliers and customers. Coface has you covered.
Coface created @rating as an online method of easily and reliably indicating company creditworthiness. Determined through Coface’s expertise in underwriting commercial risk, the ratings are presented in a straightforward format (@ for $20,000, @@ for $50,000). @rating leverages our database of 50 million companies, a wealth of country-specific intelligence and our over 60 years of experience to provide a reliable company assessment.
With @rating, we put our money where our mouth is. We use @rating to indicate credit limits for some insurance policyholders. In North America, @rating is also available as a credit assessment tool, meaning that you can tap in to our underwriting talent even if you are not a policyholder.
Available by subscription, @rating is underpinned by our global network of resources - the CreditAlliance network of credit insurance providers in 50 countries and business information providers in 70 countries. These subsidiaries and partners contribute local knowledge to a shared credit risk management database. As a result, @rating is built on common standards, so a “@@@” rating means the same for a company in Europe as it does for a company in South America.
The @rating scale
Our simple, globally used rating scale indicates a company’s financial soundness, reflecting the acceptable maximum level of exposure on a single transaction:
R $10,000
@ $20,000
@@ $50,000
@@@ $100,000
Customized Credit Opinion $100,000 and above
NR Not rated, but indicating no known risk
X Not rated, but indicating possible risk
Ratings are continually monitored so you always receive reliable information for accurate decisions.
@ratings are available through Cofanet, our online credit management tool.
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